<-- style PDP --> 646 High Street, North Bay - Duplex for sale for $440,000
  • sold
  • leased

646 High Street

North Bay, Ontario, P1B 6R8 - Central

$440,000$000000

  • Neighbourhood

    Central

  • Major Intersection

    High/Galt

  • Listed Since: 40 day(s)

  • Last update: 26 day(s) ago

Overview

  • Property Type

    Duplex, Bungalow

  • Bedrooms

    4

  • Bathrooms

    2

  • Basement

    Finished

  • Kitchen

    2

  • Total Parking

    4

  • Lot Size

    125x46 (Feet)

  • Taxes

    $3,680.00 (2026)

  • Type

    Freehold

Property Description

Property description for 646 High Street, North Bay

LIVE IN ONE SIDE & LET THE OTHER HELP PAY THE MORTGAGE! Here's an incredible opportunity for investors, first-time buyers, or anyone looking to build equity while owning income-producing real estate! This well maintained side-by-side duplex is ideally located in a central and convenient neighbourhood, close to schools, shopping, public transit, the waterfront, and so much more. UNIT 1 - VACANT & READY FOR YOU! The larger unit is currently vacant, giving you the opportunity to move right in or select your own tenant. The main floor features a sunken kitchen with a comfortable layout and a spacious living room. Upstairs, you'll find 3 bedrooms and a 4-piece bathroom, providing plenty of room for a family. The lower level adds even more living space with a generous recreation room and laundry room. This unit also comes complete with all appliances, making it a convenient option for immediate occupancy. With a side yard, newer concrete driveway, parking for 2, maybe 3. UNIT 2 - COZY & CURRENTLY RENTED The second unit is a charming 1-bedroom apartment, currently rented and providing immediate rental income. Featuring a nice size kitchen living room area , cozy gas fireplace. Outside unit 2, there is parking for 2, a nice-sized yard, and a storage shed for added convenience. For added flexibility, the partitioning wall between the two units can be removed for a simple conversion into a single dwelling unit. Whether you're looking to invest, add a solid income property to your portfolio, or are looking for a starter home with room to grow into, this duplex offers tremendous flexibility. Live in the larger unit while the income from the one-bedroom apartment helps offset your mortgage-or rent both units and build your investment portfolio. With its excellent central location, two separate living spaces, existing rental income, and vacant larger unit, this property offers the kind of versatility buyers are looking for.

Listed by Century 21 Blue Sky Region Realty Inc., Brokerage

  • MLS #

    X13839104

  • Sq. Ft

    1500-2000

  • Sq. Ft. Source

    MLS

  • Lot Irregularities

    n/a

  • Year Built

    Available Upon Request

  • Pool

    None

  • Drive

    n/a

  • Garage

    None

  • Total Parking

    4

  • Family Room

    N

  • Den

    N

  • Exterior

    Brick

  • Fireplace

    Y

  • Roof

    Shingles

  • Foundation

    Slab

  • Elevator

    n/a

  • Water View

    n/a

  • Laundry Level

    n/a

  • Heat

    Water

  • A/C

    Other

  • Water

    Municipal

  • Water Supply

    n/a

  • Sewers

    Sewers

  • Central Vac

    N

  • Kitchen

    5.48 x 4.87 ft Main level

    Sunken Room

  • Br

    3.65 x 4.57 ft 2nd level

    W/I Closet

  • Br

    3.65 x 4.57 ft 2nd level

  • 3rd Br

    2.74 x 3.04 ft 3rd level

  • Rec

    6.74 x 2.6 ft Lower level

  • Other

    2.8 x 2.83 ft Lower level

  • Laundry

    2.73 x 2.83 ft Lower level

  • Bathroom

    1.9 x 1.6 ft 2nd level

    4 Pc Bath

  • Br

    3.35 x 2.69 ft Main level

  • Living

    5.1 x 3.6 ft Main level

    Gas Fireplace

  • Kitchen

    6.5 x 2.14 ft Main level

  • Bathroom

    1.9 x 1.62 ft Main level

    4 Pc Bath

  • MLS #

    X13839104

  • Sq. Ft

    1500-2000

  • Sq. Ft. Source

    MLS

  • Lot Irregularities

    n/a

  • Year Built

    Available Upon Request

  • Pool

    None

  • Drive

    n/a

  • Garage

    None

  • Total Parking

    4

  • Family Room

    N

  • Den

    N

  • Exterior

    Brick

  • Fireplace

    Y

  • Roof

    Shingles

  • Foundation

    Slab

  • Elevator

    n/a

  • Water View

    n/a

  • Laundry Level

    n/a

  • Heat

    Water

  • A/C

    Other

  • Water

    Municipal

  • Water Supply

    n/a

  • Sewers

    Sewers

  • Central Vac

    N

  • Kitchen

    5.48 x 4.87 ft Main level

    Sunken Room

  • Br

    3.65 x 4.57 ft 2nd level

    W/I Closet

  • Br

    3.65 x 4.57 ft 2nd level

  • 3rd Br

    2.74 x 3.04 ft 3rd level

  • Rec

    6.74 x 2.6 ft Lower level

  • Other

    2.8 x 2.83 ft Lower level

  • Laundry

    2.73 x 2.83 ft Lower level

  • Bathroom

    1.9 x 1.6 ft 2nd level

    4 Pc Bath

  • Br

    3.35 x 2.69 ft Main level

  • Living

    5.1 x 3.6 ft Main level

    Gas Fireplace

  • Kitchen

    6.5 x 2.14 ft Main level

  • Bathroom

    1.9 x 1.62 ft Main level

    4 Pc Bath

Thinking of Selling?

Find Out Your Home’s Value in Today’s Market!

No Email or Signup is required to view your home estimate.

estimate your home value

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Manoj profile avatar

Estimated price

Date
Price
Change
2026-09-29
$445,625
-7.08%

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Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Down Payment(%)*

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

Thinking of Selling?

Find Out Your Home’s Value in Today’s Market!

No Email or Signup is required to view your home estimate.

estimate your home value

Contact Manoj Kukreja

Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
(647) 576 - 2100

Manoj profile avatar

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